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Affordable Health Insurance For Kids Question & Answers

2014 March 13
by Sarah Fields

Mary asks…

If I’m on my parents health insurance and just graduated college, how much time do I have left?

I heard something about Obama signing a law saying that family health insurance applies to the kids in the family until they are 26 whether or not they are still in school. Supposedly it goes into effect in a week Is this true? Where can I find information on this law if it is?

Sarah Fields answers:

I just graduated too. I talked to State Farm and they were very helpful. They acaually have short term health insurance with next day coverage and it is very affordable. I use State Farm for my car so it works out very well. The number I called was 888-323-7070 Hope this helps!

Donald asks…

Are there any low income health plans for my family?

I am starting school in August and my husband is disabled. Our annual income is 15,000 and it comes from his Social Security. We have three kids, (ages 9,8, and 6) and myself that need health insurance. I don’t want medicaid, so I need other options. Is there an affordable plan for a family with such a low income?

Sarah Fields answers:

Since your husband is disabled he will not qualify for any individual policies at any price. He’ll become eligible for Medicare after being disabled for 24 months but until then his only option would be a group policy or Medicaid.

For the kids you most likely will qualify for the SCHIP program in your state. It is a welfare program but it is not full Medicaid and there may be some cost sharing. For you there may be low cost plans available in your state but it won’t be based on income; it would be the same plans that anyone can buy.

William asks…

How does Obamacare help the middle class?

I understand how Obamacare will help the poorest Americans. It means they will be eligible for medicaid.

How does it help middle class Americans? Insurance rates will go up even more now. Deductibles and co-pays will increase. Some small businesses will stop offering insurance to their employees because it will be cheaper for them to just pay the penalty (tax). Employees who are already covered will have to go out and buy insurance. If you have kids, health insurance can be extremely expensive.

I wonder if some people are under the impression that Obamacare means “free” healthcare?

Sarah Fields answers:

There are NO free lunches anymore in America. Obamacare has become the biggest tax increase in history. The Congressional Budget Office in March predicted Obamacare will cost $1.76 trillion over 10 years double what it was sold as costing. The Heritage Foundation calculated that under Obamacare, the average cost of insurance for a full-time worker will go up by $5.51 an hour. This entire fraud that is “affordable” health care was perpetrated with the notion that health care would be provided to the uninsured for free. It’s anything but free, and more people are likely to find themselves uninsured as employers drop health plans altogether.

Those who can’t afford health insurance, who were supposed to be helped by the law, will be the likeliest group to be facing fines.

With the ruling today, the Supreme Court has not only endorsed this travestry of a law, it has endorsed all the secret meetings, bribery, threats, “deeming” of laws to have passed that were never voted on, passing of a bill that hasn’t been written and other corruption that went into it.

Lay this all at the feet of those who voted for Obama. He promised to change America. Well, congratulations to the Left, America is surely different today. Consider this, Catholic health care facilities form the largest not-for-profit health service sector in the United States, caring for nearly one-sixth of all U.S. Hospital patients each year.

The 620 Catholic hospitals across the country make up 12.4 percent of the nation’s 5,010 community hospitals. They provide 15 percent of the hospital beds and in 2008 accounted for more than 5.6 million — 15.8 percent — of the 35.8 million patients admitted to those hospitals that year. In addition to inpatient hospital stays, Catholic hospitals handled more than 98 million outpatient visits, 15.7 percent of the national total. They employ about 540,000 full-time workers and 240,000 part-time workers.

FOCA will have an equally destructive effect on the freedom of conscience of doctors, nurses and health care workers whose personal convictions do not permit them to cooperate in the private killing of unborn children, George said. It would threaten Catholic health care institutions and Catholic Charities. It would be an evil law that would further divide our country, and the Church should be intent on opposing evil.

Bill Donohue, president of the Catholic League, told Life “No bishop is going to stand by and allow the federal government to dictate what medical procedures must be performed in Catholic hospitals.

“Make no mistake about it, the bishops would shut down Catholic hospitals before acquiescing in the intentional killing of an innocent child. Were this to happen, it would not only cripple the poor, it would cripple the Obama administration.”

This law so clearly oversteps the bounds of the Federal Government (as defined in the Constitution) it’s sickening. They have no right to force doctors, nurses, and hospitals to perform abortions. And the people would suffer, when hundreds of hospitals close.

Where will the poor that depend upon the charity of these hospitals go when they close? Will they still have access to those hospitals that often provide reduced cost or free care? The Congressional Budget Office in March predicted Obamacare will cost $1.76 trillion over 10 years — double what it was sold as costing. The Heritage Foundation calculated that under Obamacare, the average cost of insurance for a full-time worker will go up by $5.51 an hour. Considering the minimum wage in the U. S. Is $7.25 per hour the “working poor” will be forced to live on a salary of $ 2.10 per hour or about $ 16.80 per day. How does this help anyone?


Baptized In Jesus Name according to Acts 2:38

My faith in the One who died for me

Degree in History (focus Jewish studies) and Spanish,

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