Skip to content

Affordable Health Insurance In Az Question & Answers

2015 May 17
by Sarah Fields

William asks…

How to get maternity insurance?

We are wanting to start TTC, but we are a little worried about the cost of the actual birth and doctors expenses, as well as any complications that might arise. Now, we do have enough money to cover the basics, but if anything else should arise to complicate things, we’re worried. We both work from home for ourselves and have looked into private health insurance, even only maternity insurance, but the plans just suck and dang expensive! Anyway, I was wondering if you knew of any way to get legitimate insurance for only me while I’m pregnant, and for the baby after its born? Some sort of affordable state insurance? Im in AZ by the way. How would i go about finding something like that? thanks!

Sarah Fields answers:

You can’t purchase maternity coverage after you are already pregnant.

Most maternity policies/riders have a waiting period, stating that the policy has to be in effect for anywhere from 10-18 months (depending on the policy) before they will cover maternity.

If you don’t have maternity coverage in place and complete any waiting periods before getting pregnant, you have 3 options:

1) You or your husband get a job that comes with medical benefits that will cover the prenatal/birth expenses.

2) You save up money and pay for the prenatal care/delivery out of your own pocket.

3) If qualify, enroll in Medicaid (or whatever the state welfare/low-income/public assistance insurance is in your state).

That’s it…those are the options.

If you’re hoping to start TTC soon, then unfortunately you’re a little late starting to look for insurance. You should have had the policy in place months ago, so that you could get through any waiting periods before getting pregnant.

Sandy asks…

What Has Obama Actually Done?

I’m not being facetious, but just exactly what has Obama done to improve the American condition? I mean precisely what has he done? Besides constantly delivering speeches and putting the bad mouth on anyone who opposes him, what has he accomplished? Not talking about his political party either, but he himself.

And, besides Obamacare, what ideas and plans to improve our condition has he presented to the American people?

Sarah Fields answers:

Disclaimer: after 3 years, it is now Obama’s term. To continue to blame Bush and Republicans is not only dishonest, but incompetent.

Now, here’s the bullet points about what Obama has actually done:

• 5+ million net loss in total number of jobs.

• Largest health care cost increase in history.

• Largest number of people on food stamps in history.

• First credit rating downgrade in US history.

• First President to Preside Over a Cut to the Credit Rating of the United States Government

• First President to Violate the War Powers Act

• First President to Orchestrate the Sale of Murder Weapons to Mexican Drug Cartels

• First President to issue an unlawful “recess-appointment” while the U.S. Senate remained in session (against the advice of his own Justice Department).

• First President to be Held in Contempt of Court for Illegally Obstructing Oil Drilling in the Gulf of Mexico

• First President to Defy a Federal Judge’s Court Order to Cease Implementing the ‘Health Care Reform’ Law

• First President to halt deportations of illegal aliens and grant them work permits, a form of stealth amnesty roughly equivalent to “The DREAM Act”, which could not pass Congress

• First President to Require All Americans to Purchase a Product From a Third Party

• First President to Spend a Trillion Dollars on ‘Shovel-Ready’ Jobs — and Later Admit There Was No Such Thing as Shovel-Ready Jobs

• First President to sue states for requiring valid IDs to vote, even though the same administration requires valid IDs to travel by air

• First President to Abrogate Bankruptcy Law to Turn Over Control of Companies to His Union Supporters

• First President to Bypass Congress and Implement the DREAM Act Through Executive Fiat

• First President to Threaten Insurance Companies After They Publicly Spoke out on How Obamacare Helped Cause their Rate Increases

• First President to Threaten an Auto Company (Ford) After It Publicly Mocked Bailouts of GM and Chrysler

• First President to “Order a Secret Amnesty Program that Stopped the Deportations of Illegal Immigrants Across the U.S., Including Those With Criminal Convictions”

• First President to Demand a Company Hand Over $20 Billion to One of His Political Appointees

• First President to Terminate America’s Ability to Put a Man into Space.

• First President to Encourage Racial Discrimination and Intimidation at Polling Places

• First President to Have a Law Signed By an ‘Auto-pen’ Without Being “Present”

• First President to Arbitrarily Declare an Existing Law Unconstitutional and Refuse to Enforce It

• First President to Tell a Major Manufacturing Company In Which State They Are Allowed to Locate a Factory

• First President to refuse to comply with a House Oversight Committee subpoena.

• First President to File Lawsuits Against the States He Swore an Oath to Protect (AZ, WI, OH, IN, etc.)

• First President to Withdraw an Existing Coal Permit That Had Been Properly Issued Years Ago

• First President to Fire an Inspector General of Americorps for Catching One of His Friends in a Corruption Case

• First President to Propose an Executive Order Demanding Companies Disclose Their Political Contributions to Bid on Government Contracts

• First President to allow Mexican police to conduct law enforcement activities on American soil

• First President to Golf 90 or More Times in His First Three Years in Office

But remember: he will not rest until all Americans have jobs, affordable homes, green-energy vehicles, and the environment is repaired, etc., etc., etc

Mary asks…

what has Obama done that bush did not?

if Obama stays as our president its like having 4 more years of bush :)

Sarah Fields answers:

Obama has actually done quite a lot and has an extensive list of “firsts” beyond being the first black president:

• First credit rating downgrade in US history.

• First President to Preside Over a Cut to the Credit Rating of the United States Government

• First President to Violate the War Powers Act

• First President to Orchestrate the Sale of Murder Weapons to Mexican Drug Cartels

• First President to issue an unlawful “recess-appointment” while the U.S. Senate remained in session (against the advice of his own Justice Department).

• First President to be Held in Contempt of Court for Illegally Obstructing Oil Drilling in the Gulf of Mexico

• First President to Defy a Federal Judge’s Court Order to Cease Implementing the ‘Health Care Reform’ Law

• First President to halt deportations of illegal aliens and grant them work permits, a form of stealth amnesty roughly equivalent to “The DREAM Act”, which could not pass Congress

• First President to Require All Americans to Purchase a Product From a Third Party

• First President to Spend a Trillion Dollars on ‘Shovel-Ready’ Jobs — and Later Admit There Was No Such Thing as Shovel-Ready Jobs

• First President to sue states for requiring valid IDs to vote, even though the same administration requires valid IDs to travel by air

• First President to Abrogate Bankruptcy Law to Turn Over Control of Companies to His Union Supporters

• First President to Bypass Congress and Implement the DREAM Act Through Executive Fiat

• First President to Threaten Insurance Companies After They Publicly Spoke out on How Obamacare Helped Cause their Rate Increases

• First President to Threaten an Auto Company (Ford) After It Publicly Mocked Bailouts of GM and Chrysler

• First President to “Order a Secret Amnesty Program that Stopped the Deportations of Illegal Immigrants Across the U.S., Including Those With Criminal Convictions”

• First President to Demand a Company Hand Over $20 Billion to One of His Political Appointees

• First President to Terminate America’s Ability to Put a Man into Space.

• First President to Encourage Racial Discrimination and Intimidation at Polling Places

• First President to Have a Law Signed By an ‘Auto-pen’ Without Being “Present”

• First President to Arbitrarily Declare an Existing Law Unconstitutional and Refuse to Enforce It

• First President to Tell a Major Manufacturing Company In Which State They Are Allowed to Locate a Factory

• First President to refuse to comply with a House Oversight Committee subpoena.

• First President to File Lawsuits Against the States He Swore an Oath to Protect (AZ, WI, OH, IN, etc.)

• First President to Withdraw an Existing Coal Permit That Had Been Properly Issued Years Ago

• First President to Fire an Inspector General of Americorps for Catching One of His Friends in a Corruption Case

• First President to Propose an Executive Order Demanding Companies Disclose Their Political Contributions to Bid on Government Contracts

• First President to allow Mexican police to conduct law enforcement activities on American soil

• First President to Golf 90 or More Times in His First Three Years in Office

But remember: he will not rest until all Americans have jobs, affordable homes, green-energy vehicles, and the environment is repaired, etc., etc., etc

Powered by Yahoo! Answers

Leave a Reply

Note: You may use basic HTML in your comments. Your email address will not be published.

Subscribe to this comment feed via RSS