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Baby Health Insurance California Question & Answers

2013 November 6
by Sarah Fields

Helen asks…

Does anyone know just how much of the taxpayers dollars have been or will be used?

to help the Octo-Mom and her 14 children? Is anyone else outraged at the amount of lies she has told and about her making decisions that WE have to pay for!

Sarah Fields answers:

Even before the 33-year-old single, unemployed mother gave birth to octuplets last month, she had been caring for her six other children with the help of $490 a month in food stamps, plus Social Security disability payments for three of the youngsters. The public aid will almost certainly be increased with the new additions to her family.

Suleman, whose six older children range in age from 2 to 7, said three of them receive disability payments. She said one is autistic, but she has not disclosed the other youngsters’ disabilities, and refused to say how much they get in payments.

In California, a low-income family can receive Social Security payments of up to $793 a month for each disabled child. Three children would amount to $2,379.

The Suleman octuplets’ medical costs have not been disclosed, but in 2006, the average cost for a premature baby’s hospital stay in California was $164,273, according to the U.S. Department of Health and Human Services. The average cost for just one cesarean birth in 2006 was $22,762 in California. Eight times that equals $1.3 million.

For a single mother, the cost of raising 14 children through age 17 ranges from $1.3 million to $2.7 million, according to the U.S. Department of Agriculture.

Gov. Arnold Schwarzenegger, who is struggling to close a $42 billion budget gap by cutting services, declined through a spokesman to comment on the taxpayer costs associated with the octuplets’ delivery and care.

Suleman received disability payments for an on-the-job back injury during a riot at a state mental hospital, collecting more than $165,000 over nearly a decade before the benefits were discontinued last year.

Some of the disability money was spent on in vitro fertilizations, which was used for all 14 of her children, Suleman said. Suleman said she also worked double shifts at the mental hospital and saved up for the treatments. She estimated that all her treatments cost $100,000.

A dozen states, including California, have laws requiring insurance companies to cover infertility treatment, according to the National Conference of State Legislatures. But California does not require insurers to cover in vitro procedures. It’s not clear what type of coverage Suleman has.

Daniel asks…

Will people who are unemployed and live in tents be eligible for Government Health care?

Sarah Fields answers:

No. Not necessarily although some might qualify…

You can go on-line and see if you do qualify but unless you are over 60 and on disability… (which is very hard to get and getting harder)… Or if you have children living with you…

Odds are… No!

It never ceases to amaze me how all these republicans who voted for two wars… And blew the national treasury out the window… Now cry for fiscal responsibility…

The amount that the Iraq War cost alone… Could have paid for health care for every man, woman and child in the United States of America. But then i read about all the ‘lazy, no-good people’ who are out of work… And a common response is… “get a job”… Where few real jobs are available… For anyone who does not have an advanced degree… And for someone with any kind of criminal record… Forget about it. Even many of the baby boomers with advanced degrees who have lost their jobs are finding it extremely difficult to find replacement work of any kind. It is a HUGE national problem and it is not getting much better… If at all.

Many would like to try to blame Obama for our woes… But the problem is MUCH deeper than our current President who is actually trying to do something about health care and etc. The insurance companies do not care what happens to you or me… Profit is their bottom line… And their motive. In the state of california… Some insurance companies are trying to raise rates up to 39% and argue that they need this raise to support their massive profits. It is obscene and unconscionable.

Sorry for the ‘rant’ but these words are an honest reflection about how i feel.

The overall answer to your question though is no… And i don’t see too much compassion for those who have lost their homes, their savings, and their livlihoods. The number is higher than one might imagine… And it has affected and will continue to affect us all.

Sandy asks…

Wife is pregnant and we have no insurance?

Hi everyone.
Just found out last night that the wife’s 7 weeks pregnant (yay!) but we don’t have health insurance (boo!).
I live in California and was told there is something called Medi-Cal (?) that helps people who are low-income and don’t have health insurance in their pregnancy needs but I don’t know if I qualify. My gross monthly income is $3000.
Also, if I don’t qualify I heard there is a low cost insurance called AIM? Anybody who’s ever had dealings with Medi-cal or AIM your pointers and experience will be muchly appreciated!!
Thanks! Excited but scared of becoming a daddy!! AHHHH!!!

Sarah Fields answers:

OK, I’m in CA, so I can help you with this! (Trust me, I’ve got the scoop on all the programs in this state!)

The first thing your wife needs to do is walk into a Planned Parenthood clinc (or other women’s health clinic) and tell them she thinks she’s pregnant. When the test comes back positive, they’ll sign her up for presumtive eligibility Medi-Cal on the spot, and get her the stuff she needs to enrole in full Medi-Cal. They may even have someone there to get her into the program (rather than having to go to the county Welfare office). Again, a clinic will help you with this. A doctor’s office may not. But just because you get signed up at a clinic, doesn’t mean you can’t go to a doc (as long as they take Medi-Cal. Call and ask) for your pre-natal care.

Once you’ve got that proof of pregnancy from the clinic, call your local WIC office and make an appointment. (With that income, you qualify, and who couldn’t use free food, right?)

If you don’t qualify for Medi-Cal, try AIM. (I’ve included the link.)

Remember when applying for any of these programs, you’re a family of THREE now. (The baby counts!)

I really think you should qualify for Medi-Cal… Well, think SHE qualifies. (YOU probably won’t have coverage.) I’ve been making fairly decent wages and qualified before.

I had Medi-cal with my first son, and insurance through my husband’s employer for this one… And this one is costing us a lot more! Lol

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