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Baby Health Insurance California Question & Answers

2014 January 28
by Sarah Fields

Nancy asks…

ow much does it cost to deliver a baby while not covered by health insurance washington hospital california?

Sarah Fields answers:

Costs thousands and thousands of dollers,

move to canada where its only $200 a night without insurance, $40/night with insurance!

Joseph asks…

Can my girlfriend move to the USA?

I live in the USA- California and my girlfriend lives in England.
We are having a baby and I am wondering how this will work.
please help us?

Sarah Fields answers:

There are no “boyfriend/girlfriend” visas anywhere. Are you going to marry her? IF you are going to marry, you can either go to England, marry her, then apply for a CR-1 visa for her, or else you apply for a fiance visa. You must prove you have a home for her + baby and sufficient earnings to support all 3 of you. (If she weren’t pg, you’d only have to prove you can support 2, so your earnings requirement just jumped by nearly $5000.) If you have any other dependents, e.g. Another child, aged parents, etc, you must prove sufficient earnings to support self + ALL dependents + this gf & her child.

Of course, you will also have to pay all of her + baby’s medical expenses since it is too late to get any health insurance coverage for her. Plan on at least $30,000, and can easily run over $100,000 if any complications develop for her or baby.

If your petition for her fiance visa is approved, and plan on that taking at least 6-9 months, then she can enter US and you two have 90 days to marry and file for her change of status, or else she must depart the US on or before the 90th day.

If you are not marrying her, there’s no way you are bringing her to the US.

Betty asks…

What are some of the new California laws that went into effect on January 1, 2006?

Where can I find additional information?

Sarah Fields answers:

Below is a list of many new laws for the new year, from the Los Angeles Times:

Here is a selection of the laws that take effect today:

Baby-sitters — Allows foster parents to hire a baby-sitter to watch a foster child for less than 24 hours without the health screening, fingerprinting and background checks usually required of foster-child caregivers. (SB 358 by Sen. Jack Scott, D-Altadena)

Batteries — Requires stores that sell rechargeable batteries to take them back for recycling, reuse or safe disposal starting in July. Grocery stores and stores with less than $1 million in annual sales are exempt. (AB 1125 by Assemblywoman Fran Pavley, D-Agoura Hills)

Boat fees — Increases boat registration fees, due every two years, from $10 to $20. (SB 255 by Sen. Tom Torlakson, D-Antioch)

Body piercing — Makes it an infraction, punishable by a $250 fine, to pierce the body of someone younger than 18 without the consent of a parent or guardian. (AB 646 by Assemblywoman Sharon Runner, R-Lancaster)

Dogs — Allows local governments to pass ordinances regulating breeding, spaying and neutering of specific dog breeds. (SB 861 by Sen. Jackie Speier, D-Hillsborough)

Domestic partners — Allows registered domestic partners to transfer property from one to the other without triggering a reassessment that could increase property taxes. (SB 565 by Sen. Carole Migden, D-San Francisco)

Driving — Bans people who are at least 16, but younger than 18, from driving between 11 p.m. And 5 a.m. For the first year they hold provisional driver’s licenses. (AB 1474 by Assemblyman Bill Maze, R-Visalia)

Health insurance — Requires health insurers to explain in writing why they have denied an individual coverage or granted coverage at a rate higher than standard. (AB 356 by Assemblywoman Wilma Chan, D-Alameda)

Human trafficking — Makes trafficking of people for forced labor or services a felony punishable by up to eight years in prison. Would also allow victims of human trafficking to sue for damages. (AB 22 by Assemblywoman Sally Lieber, D-Mountain View)

Incest — Amends a 1981 law so that people who sexually assault family members younger than 14 are treated the same as those who assault children who are unrelated. The old law allowed child molesters to avoid prison time if their victim was a family member. (SB 33 by Sen. Jim Battin, R-La Quinta)

Internet hunting — Outlaws the remote killing of animals over the Internet, as well as businesses that offer the shooting of live animals via computer. (SB 1028 by Sen. Debra Bowen, D-Marina del Rey)

Homeowners associations — Requires the state’s more than 41,000 homeowners associations, which collect maintenance fees from residents in many condominium, mobile home and gated subdivision developments, to use secret ballots for elections, starting in July. (SB 61 by Sen. Jim Battin,

Medical records — Requires hospitals and clinics to note a patient’s primary spoken language on medical records. (AB 800 by Assemblyman Leland Yee, D-San Francisco)


Mexican trucks — Requires commercial, heavy-duty trucks crossing into the state from Mexico to meet U.S. Emissions standards. (AB 1009 from 2004 by Assemblywoman Fran Pavley, D-Agoura Hills)

National Guard — Guarantees that disability benefits for California National Guard members injured on active duty will be equal to those for federal soldiers. (AB 980 by Assemblyman Tom Umberg, D-Anaheim) Allows Guard members called to active duty to cancel cellphone contracts without penalty, get credit for college tuition, waive state bar fees and get an extension on utility bills. (AB 1666 by Assemblyman Dario Frommer, D-Glendale)

Ocean ships — Bans ships of 300 gross registered tons or more from incinerating garbage on board within three miles of the California coast or dumping sewage sludge, oily bilge water or other hazardous waste into state marine waters or marine sanctuaries. (SB 771 by Sen. Joe Simitian, D-Palo Alto)

Organic fish — Bans the labeling of fish or seafood products as “organic” until the federal or state government issues formal standards. (SB 730 by Sen. Jackie Speier, D-Hillsborough)

Paparazzi — Makes anyone who commits assault in an attempt to get a photograph or an audio or video recording liable to pay triple damages and give up profits from the photograph or recording. (AB 381 by Assemblywoman Cindy Montañez, D-San Fernando)

Pesticides — Prohibits on school grounds the use of pesticides with conditional, experimental, interim, canceled or suspended state registration. Also prohibits vendors from giving away or selling experimental pesticides to school districts. (AB 405 by Assemblywoman Cindy Montañez, D-San Fernando)

Phishing — Imposes penalties up to $2,500 per violation for using e-mail to deceive consumers into releasing private information, such as credit card numbers, that can be used to defraud the consumer. The activity is known as “phishing.” (SB 355 by Sen. Kevin Murray, D-Culver City)

Phone calls — Allows the arrested parents of young children to make two local phone calls to arrange for child care. (AB 760 by Assemblyman Pedro Nava, D-Santa Barbara)

Pocket bikes — Bans the use of so-called pocket bikes — small motorcycles with two-stroke engines that can go up to 50 mph — on highways, sidewalks, bike paths, hiking trails and public lands open to off-highway vehicles. (AB 1051 by Assemblyman John Benoit, R-Palm Desert)

Police pursuits — Encourages police and sheriff’s departments to adopt guidelines for when and how suspects will be pursued, and increases penalties for fleeing suspects. (SB 719 by Sen. Gloria Romero, D-Los Angeles)

Politician pay — Restricts city council members from paying themselves more than $300 a month in the smallest cities or $1,000 a month in the largest. Also bans city council members from paying themselves more than $150 a month to sit on any city commission, committee, board or authority. (AB 11 by Assemblyman Hector De La Torre, D-South Gate)

Public records — Exempts from disclosure under the state’s Public Records Act information about “critical infrastructure” such as oil refineries, water pumping plants and power plants that is submitted to the state’s Office of Homeland Security. (AB 1495 by Assemblyman Joe Canciamilla, D-Pittsburg)

Puppies — Makes it an infraction punishable by a $250 fine to sell a puppy younger than 8 weeks without written approval of a veterinarian. (SB 914 by Sen. Christine Kehoe, D-San Diego)

Sexual harassment — Requires employers of 50 or more workers to train supervisors about sexual harassment rules at least once every two years. State agencies also must provide training. (AB 1825 of 2004 by former Assemblywoman Sarah Reyes, D-Fresno)

Sex offenders — Bars paroled sex offenders deemed a high risk to the public by the Department of Corrections and Rehabilitation from living within half a mile of public or private schools for kindergarten through 12th grade. (AB 113 by Assemblywoman Rebecca Cohn, D-Saratoga)

Stalkers — Makes it illegal for a person under a court restraining order to use a detective, Internet service or any other means to locate the person protected by the court order. (AB 978 by Assemblywoman Sharon Runner, R-Lancaster)

Thermostats — Bans the sale or distribution of certain types of mercury thermostats used in heating and air-conditioning equipment. Mercury is linked to developmental problems in people and wildlife. (AB 1369 from 2004 by Assemblywoman Fran Pavley, D-Agoura Hills) Bans the sale or distribution of products with mercury-containing switches, relays and measuring devices starting July 1, with certain exceptions. (AB 1415 by Pavley)

Transgender people — Bans insurers and healthcare providers from denying coverage solely because a person has changed gender. (AB 1586 by Assemblyman Paul Koretz, D-West Hollywood)

Transplants — Prohibits health insurers from refusing to pay for an organ or tissue transplant solely because the intended recipient is infected with HIV. (AB 228 by Assemblyman Paul Koretz, D-West Hollywood)

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