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Baby Insurance Commercial Question & Answers

2016 January 2
by Sarah Fields

Sandra asks…

Is there the possibility of a commercial real estate crash happening?

Is buying land a safer bet in any economy?

Sarah Fields answers:

Commercial real estate is in big trouble for a variety of different reasons.

1. More businesses are going online to save on overhead costs (No rent payments, electric bills, employee costs, etc) so they can pass the savings on to the customer.

2. Due to the economy, small businesses are failing and closing shop.

3. Also, people are a little more scared to try a new business venture with the economy being in the condition that it’s in.

In my opinion, vacant land isn’t such a hot investment, either. It just sits there and eats up tax expenses.

Right now, the best thing to buy is income producing properties, such as apartment complexes, mobile home parks, and senior citizen centers. Right now, the baby boomers are retiring, and there is a tremendous shortage of retirement homes / assisted living centers for senior citizens.

Also, due to all the foreclosures, the apartment business is flourishing in this economy. Remember, people always gotta have a place to live. And if they aren’t home owners, they have to be renters!

Everyone is predicting doom and gloom in this economy, but when sales are low – rentals are high, and when rentals are low, sales are high. Real estate is not a luxury item, it is a necessity.

But anytime you are purchasing a piece of property, make sure it has potential in three different ways:

1. Buy low (in this economy, you can command a 50% discount if you pay with cash)

2. Buy in an appreciating area (So not only do you have a property you bought for a steal, but make sure it will also increase in value over the years. Go back 10 years for market trends)

3. Buy income producing property (Good old fashioned residual income. This will cover your taxes, insurance and also put some money in your pocket month after month)

If you have this triad, you will be a very successful real estate investor and will be on the path to financial freedom. And don’t settle for anything less than ALL THREE benefits of investing in real estate. Don’t just do it for appreciation, or tax write offs. Buy it for the three reasons I listed above, and you will be ahead of 90% of the so called real estate investors out there.

Michael asks…

Why do models have to be very thin or plus size? What about the regular sized women?

I’ve always wondered why you either have to be super thin or very curvy? Why arent there models that look like average women? Not everyone is a toothpick and not everyone has curves.

Sarah Fields answers:

As Kira says, commercial print models come in all shapes and sizes. These are the people you see in ads, catalogs and on billboards for non-fashion items. The lady in a garden supplies catalog is a commercial print model. The man in the BBQ sauce ad is a commercial print model. The family in the ad for an insurance company or car are commercial print models. The “mom” in the ad for baby food or diapers is a commercial print model. Anyone you find in a non-fashion ad is a commercial print model and if you pick up any non-fashion magazine you’ll see they are all ages, all ethnicities, all sizes, etc
This lady is a commercial model and she is “average” size http://news.legalexaminer.com/uploadedImages/InjuryBoardcom_Content/Blogs/News_Blog/News/DRUG%20ADS%20claritin%20banner%20ad%20%20500.jpg
Here’s another example http://mariedenise.files.wordpress.com/2009/04/vacation_final.jpg?w=590
All of these people are commercial print models http://www.adsora.com/files/media/2011/ford-focus-ads1.jpg

Charles asks…

What type of commercial would Gerber be (category)?

I’m writing a paper about what types of commercials are showing at certain times. Two Gerber commercials played, one for baby food and one for toddler food. Would these two commercials be under the “food” category or the “family and home” category?

Thanks :)

Sarah Fields answers:

There is also a commercial for gerber life insurance for the infant up to a certain age think its 18. For the food think it would be under food category. For the life insurance one more on family

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