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Health Insurance Exchange Arizona Question & Answers

2013 October 10
by Sarah Fields

Mandy asks…

I’m am going to America for 1 year as an exchange student, what should I bring?

I don’t really know what to bring. Obviously the essentials, clothes, and toiletries. But what else would be good? A lot of the things i would buy over there, but what would be good to start out with?

Sarah Fields answers:

That depends upon what state you are going to and where you will be living. In all states, you will need at least a light jacket. With the exception of Hawaii, southern Calif, southern Texas, southern New Mexico, southern Arizona and southern Florida, you will also want a winter coat. In states where there is snow – boots and gloves,hat.

You should bring a notebook computer, books (maybe, if you don’t real online), music that you like. If you are staying with a family, bring the family a gift that is reminiscent of your native country. I would also bring pictures of family and friends that I will be away from. Be sure that you alsoo write out emergency contact notification information and carry it with you wherever you go. And, if your exchange program doesn’t include it – travel health insurance.

Sandra asks…

Where can i find public positions of President obama?

where can i find public positions of obama excluding wikipedia?

Sarah Fields answers:

Do you want to find out what he PRESENTLY SAYS are his ‘public positions’, or what he has demonstrated by his actions? They are radically different!

His website will tell you “What he wants you to believe…” are his positions.

To find out what he REALLY believes – Look at his history (carelessly traveling at the taxpayers expense on vacations all over the world, apologizing for the US EVERYWHERE he travels, snubbing our friends, bowing to our enemies, etc.)

Look at the people he appoints into czar-ships and positions of power – A Tax cheater for Attorney General, people who lie about what they believe to get into office as judges, etc.

Look at his lies and broken promises. Here are the top ten:

1. Americans want higher taxes: During the debate over raising the debt ceiling, President Obama said that 80% of Americans support including higher taxes as part of the deal. But a Rasmussen poll taken the same week showed that only 34% believe a tax hike should be included in a debt-ceiling agreement.

2. Mother denied health insurance: During his presidential campaign, Obama said that his mother died of cancer after being denied coverage for a preexisting condition. He used her image in a campaign ad, repeated the claim in debates, and used the same rhetoric as President when he tried to sell ObamaCare to the American people. But a new book by New York Times reporter Janny Scott says that Obama’s mother, Ann Dunham, had health insurance through her employer and was only denied disability insurance.

3. Tax restraint for middle and lower class: Obama pledged during his campaign and throughout his presidency not to raise taxes on families making less than $250,000. But ObamaCare’s individual mandate will hit many under the $250,000 mark. (Obama’s own Justice Department said the mandate was a tax, not a penalty, when it argued its constitutionality.) Not to mention a higher federal cigarette tax and countless other “fees” in the health care law that hit the middle and lower class.

4. Shovel-ready jobs: When Obama was selling his $787 billion stimulus package, he consistently bragged about how shovel-ready construction jobs would be funded across the nation. Even the President later admitted that was a lie, when he told the New York Times: “There’s no such thing as shovel-ready projects.”

5. Keep your doctor: President Obama repeatedly pledged that under his health care measure, Americans would be able to keep their doctors. However, with rising costs, many employers will dump their health care plans and force workers into the state health care exchanges (unless you belong to one of the unions getting ObamaCare waivers.) A survey by McKinsey & Company found that more than 30% of companies will discontinue coverage for their workers.

6. No lobbyists: During the 2008 presidential campaign, Obama said: “We have the chance to tell all those corporate lobbyists that the days of them setting the agenda in Washington are over. … I don’t take a dime of their money, and when I am President, they won’t find a job in my White House.” At least a dozen former lobbyists got top jobs in his administration at the beginning of his presidency, according to Politico, and National Public Radio reported the Obama administration was granting waivers to lobbyists to circumvent the ban.

7. Foreign money in campaigns: During his 2010 State of the Union address, and again during the 2010 midterm elections, Obama railed against foreign money influencing U.S. Elections. The only problem was that there was no evidence to support the charge or, as Supreme Court Justice Samuel Alito, in the State of the Union audience, silently mouthed, “Not true.”

8. Arizona immigration law: During the battle over Arizona’s immigration law, President Obama said: “Now suddenly if you don’t have your papers and you took your kid out to get ice cream, you can be harassed, that’s something that could potentially happen.” Uh, actually, Mr. President, it couldn’t. The law would allow law enforcement officials to inquire about immigration status only when there is suspicion of a crime being committed.

9. Transparency: Obama pledged that transparency would be a top priority, but his administration refused to grant one-third of the Freedom of Information Act requests, according to an Associated Press analysis. He also was dishonest about transparency when he said that health-care negotiations would be televised on C-SPAN and that he would wait five days to sign a bill so people would have a chance to read it online.

10. Constitutional oath: During his January 2009 inauguration, Barack Obama pledged to “preserve, protect and defend the Constitution of the United States,” yet he has consistently ignored the 10th Amendment giving powers not enumerated in the Constitution to the states.
Exhibit No. 1: ObamaCare.

Thomas asks…

Are you sure you want government-run health care?

Think about this: In 1999, the federal government took control of the Mustang Ranch, a famous Nevada brothel. As required by law, the feds had to operate the business. They failed. The Mustang Ranch brothel closed.

Are you really comfortable having the morons who couldn’t even turn a profit selling sex and whiskey in charge of health care?

If you are, I have a nice 6 lane bridge in Kentucky and several hundred ocean-front plots of land in Arizona for sale.

Sarah Fields answers:

I dont..

1. Rationing and Denial of Care – Health plans authorized to impose restrictions on access to care according to “clinical appropriateness.” (Sec. 121)

2. Political Appointees Decide – A health benefit advisory committee (political appointees) will decide what kind of benefits (medical treatments/practitioners/drugs) are and are not essential. The Secretary of HHS will implement the decision by rule. (Sec 122)

3. Limited Choice of Insurance Plans – A new “Health Choices Commissioner” will rule over insurance options for all Americans, deciding what insurers are available. (Sec 142)

4. Free Care to Non-Citizens? – An anti-discrimination section appears to allow the free provision of medical treatment to non-U.S. Citizens. (Sec 152)

5. Privacy Intrusions/National Patient ID Card – An electronic data system will be set up to access bank accounts for “real-time adjudication of claims” and to determine “whether the individual is eligible for a specific service with a specific physician at a specific facility.” A “machine-readable health plan beneficiary identification card” – a national patient identification & tracking card – may be used. (Sec 155)

6. End of Insurance Market – A government “Health Insurance Exchange” will be set up to establish federal control over the definition, amount, and type of insurance options available, and to eliminate a free and thriving market in health insurance. (Sec. 201)

7. Forced Enrollment in Medicaid – All Medicaid-eligible individuals will be automatically enrolled in Medicaid. Individuals will be forced into Medicaid. (Sec 205)

8. New Government Entitlement Program for All – A “Public Health Insurance Option” will be established to eliminate private health insurance and to build a national Medicarefor- all government health care plan. (Sec. 221)

9. Coercive Funding – Physicians will be coerced into participation. Only if they agree to remain Medicare providers, will they be eligible for higher payments for any patients they see in the Medicare-for-all “public health insurance option” plan. (Sec 223).

10. Employers and Employees Forced into System – Employers required to auto-enroll individuals into health insurance, unless the individual affirmatively opts out. Employers who refuse to offer health insurance will be taxed 2 – 8% on their payroll. The money will be deposited into the proposed Health Insurance Exchange Trust Fund at the proposed Health Choices Administration. (Sec. 312-313)

11. Tax on Uncooperative Individuals – People who do not have or buy “acceptable coverage” (per government definition) must pay 2.5% of their income to the government …unless they are a nonresident alien or can prove a religious exemption. (Sec. 401)

12. Control over Physician Pay – Doctors seeing Medicaid patients will be paid the same rate regardless of specialty. In establishing payment, the Secretary will determine the value of the “time, mental effort, and professional judgment, technical skill and physical effort and stress due to risk” involved with each service given. (Sec 1121 – 1122)

13. Hospital Monopolies – Physicians providing services at specialty cancer hospitals mayget paid less than physicians providing cancer care services at large general hospitals, regardless of patient preference, better care, or less exposure to disease for immunosuppressed patients. (Sec 1145)

14. End of Life Counseling – Providers will be reimbursed for providing counseling on and directions for end-of-life decisions. HR 3200 includes suggestions for advanced directive orders, including specifics regarding intensity of medical intervention if the patient is pulse less, apneic, or has “serious cardiac or pulmonary problems.” (Sec. 1233)

15. Government Intrusion – A Center for Comparative Effectiveness Research (CER) will be established to use private medical records without patient or physician consent to conduct patient and physician surveillance and research “with respect to the outcomes, effectiveness, and appropriateness of health care services and procedures….” (Sec 1401)

16. Government Surveillance Databases and Networks – the Center for CER will encourage the development and use of patient registries and “clinical effectiveness research data networks,” to better tap into and track patients and their doctors. (Sec 1401)

17. All Access to All Data – The Center for CER may secure private and other data on individuals “from any department or agency of the United States.” (Sec. 1401)

18. Hidden Taxes in Higher Premiums – The Center for CER will be funded through a new Comparative Effectivness Research Trust Fund, paid for through fees on private insurers—which are passed on to the insured in higher premiums. (Sec. 4375 – 4377)

19. Unconstitutional Access – To hunt for “fraud, waste and abuse” (no definitions), all private medical records can be made available to the U.S. Attorney General. (Sec 1651)

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