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Health Insurance For Children Question & Answers

2016 March 24
by Sarah Fields

Robert asks…

What is the age cutoff of a child’s health insurance under parents plan?

I just heard that President Obama signed into law that allows health insurance coverage for a child under a parents policy up to age 27.
Is that correct?

Sarah Fields answers:

Have a check first with your insurance company or your insurance agent.
It actually depends on the insurance that your parents enrolled
but usually 22 will be the cut off.

If in college, you can still be covered provided that the insurance
is permitting it ;)

You can also find additional information on this one when you read on
this site that i use for insurance references ;)

Hope this one helps!
Goodluck on you :)

Thomas asks…

Mother does not use health insurance that father is providing for his children. What should happen?

I pay $550 a month for health insurance for my children. One of my children became sick and was in the hospital for a week. I called the hospital to verify that the insurance that I have provided was being used. Both the hospital and insurance company stated that the insurance was not used. The mother used the state provided insurance called Tenn Care, which is paid by the tax payers. What happens in this situaton. I feel like my money is being wasted, because it is not being used. What can I do??
Concerned in Tennessee

Sarah Fields answers:

The mother is committing fraud, in that she has obtained coverage without informing them that there was already insurance coverage. The only good reason to do this is so that welfare come after you for some or all of the cost. It will not matter by then whether or not you have coverage, only that you have deeper pockets.

A California father, who had custody since the divorce, was ordered to pay back welfare for what the mother collected for 7 years years by claiming she had custody and didn’t know where he was.

Notify welfare AND the county prosecutor. Consider preparing a custody challenge, should she get arrested.

If you need help with that, go to Dads House in Yahoo Groups. There’s an educational manual in the file section that can teach you what you need to know. The organization it came from is defunct due to attorneys that tried to take it over and make money from it.

Take the time to learn what you can and should do.


William asks…

Thanks To Obamacare, Are There No More Individual Health Insurance Policies Available For Children?

I’ve been looking everywhere, but I cannot find any health insurance company that will write an individual health insurance policy for a child. Before Obamacare, there were hundreds of sources for individual health insurance plans for kids, now there are NONE.

Does anyone have any idea if there is anyone writing individual health insurance policies for kids?

Sarah Fields answers:

If that is true I’m not surprised. That was the real reason for of the legislation after all. To force as many people on the ” government option” as possible. A giant leap toward their goal of ” single payer” ( government run and controlled) health care.

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