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Health Insurance Quotes In Arizona Question & Answers

2016 February 5
by Sarah Fields

William asks…

life insurance question…?

I was given a quote for life insurance ($40 a month and I am 27) and now I just had a phone interview about my previous health conditions….I said yes that I had depression and was seeking a psychologist about it and that before I was pregnant (am pregnant now) I drank 14 units of alcohol a week…I also said I suffer from asthma. How much and will the quote go up do you think from this information?
I am in Australia and it is life insurance here :-)

Sarah Fields answers:

It’s life insurance in most places.

Anyway, my experience won’t be too helpful since it’s based on US rules (Arizona in particular)…but being pregnant does NOT make you uninsurable. Maybe with some companies, but not as a general rule. I’ve written insurance on pregnant women.

Each of the issues you mentioned (depression, heavy alcohol use and asthma) are concerns for the insurance company and depending upon the severity may have a huge impact on your rates.

If you were quoted preferred rates (insurance agents usually like to quote these rates if their client tells them they are in good health) then your rate will most certainly go up. Each of those three factors you mentioned would normally disqualify you from preferred rates. Because you have all three, you may be surcharged on your rate, or you may be declined outright for coverage.

If you are surcharged, or declined outright, ask you life insurance agent if you can use the underwriting results from his company to apply with other companies. If you can, you normally don’t have to do any of the medical testing again, the new company will just use the results from the old company. That’s allowed here, but I don’t know if it’s allowed there.

Good luck and congratulations on your child!

Maria asks…

What are your thoughts on this?

Subject: Fw: It’s time to stop immigration, legal and illegal


Augustin Cebada, Brown Berets; “Go back to Boston! Go back to Plymouth Rock, Pilgrims! Get out! We are the future. You are old and tired. Go on. We have beaten you. Leave like beaten rats. You old white people. It is your duty to die . . Through love of having children, we are going to take over.

Richard Alatorre, Los Angeles City Council. “They’re afraid we’re going to take over the governmental institutions and other institutions. They’re right. We will take them over . . . We are here to stay.”

Excelsior, the national newspaper of Mexico, “The American Southwest seems to be slowly returning to the jurisdiction of Mexico without firing a single shot.”

Professor Jose Angel Gutierrez, University of Texas; “We have an aging white America. They are not making babies. They are dying. The explosion is in our population . . . I love it. They are shitting in their pants with fear. I love it.”

Art Torres, Chairman of the California Democratic Party, “Remember 187–proposition to deny taxpayer funds for services to non-citizens–was the last gasp of white America in California.”

Gloria Molina, Los Angeles County Supervisor, “We are politicizing every single one of these new citizens that are becoming citizens of this country . . . I gotta tell you that a lot of people are saying, “I’m going to go out there and vote because I want to pay them back.”

Mario Obledo, California Coalition of Hispanic Organizations and California State Secretary of Health, Education and Welfare under Governor Jerry Brown, also awarded the Presidential Medal of Freedom by President Bill Clinton, “California is going to be a Hispanic state. Anyone who doesn’t like it should leave.”

Jose Pescador Osuna, Mexican Consul General, “We are practicing ‘La Reconquista’ in California.”

Professor Fernando Guerra, Loyola Marymount University; “We need to avoid a white backlash by using codes understood by Latinos . . . ”

Are these just the words of a few extremists? Consider that we could fill up many pages with such quotes. Also, consider that these are mainstream Mexican leaders.

On February 15, 1998, the U.S. and Mexican soccer teams met at the Los Angeles Coliseum. The crowd was overwhelmingly pro-Mexican even though most lived in this country. They booed during the National Anthem and U.S. flags were held upside down. As the match progressed, supporters of the U.S. team were insulted, pelted with projectiles, punched and spat upon. Beer and trash were thrown at the U.S. players before and after the match. The coach of the U.S. team, Steve Sampson said, “This was the most painful experience I have ever had in this profession.”

Did you know that immigrants from Mexico and other non-European countries can come to this country and get preferences in jobs, education, and government contracts? It’s called affirmative action or racial privilege. The Emperor of Japan or the President of Mexico could migrate here and immediately be eligible for special rights unavailable for Americans of European descent. Recently, a vote was taken in the U.S. Congress to end this practice. It was defeated. Every single Democratic senator except Ernest Hollings voted to maintain special privileges for Hispanic, Asian and African immigrants. They were joined by thirteen Republicans. Bill Clinton and Al Gore have repeatedly stated that they believe that massive immigration from countries like Mexico is good.. They have also backed special privileges for these immigrants.

Corporate America has signed on to the idea that minorities and third world immigrants should get special, privileged status. Some examples are Exxon, Texaco, Merrill Lynch, Boeing, Paine Weber, Starbucks and many more.

Did you know that Mexico regularly intercedes on the side of the defense in criminal cases involving Mexican nationals? Did you know that Mexico has NEVER extradited a Mexican national accused of murder in the U.S. in spite of agreements to do so? According to the L.A. Times, Orange County, California is home to 275 gangs with 17,000 members; 98% of which are Mexican and Asian. How’s your county doing?

According to a New York Times article dated May 19, 1994, 20 years after the great influx of legal immigrants from Southeast Asia, 30% are still on welfare compared to 8% of households nationwide. A Wall Street Journal editorial dated December 5, 1994 quotes law enforcement officials as stating that Asian mobsters are the “greatest criminal challenge the country faces.” Not bad for a group that is still under 5% of the population.

Is education important

Sarah Fields answers:

A lady wrote the best letter in the Editorials
in ages! It explains things better than all
the baloney you hear on TV.

Her point:

Recently large demonstrations have taken place
across the country protesting the fact that Arizona
is addressing the issue of illegal immigration.

Certain people are angry that
the US might protect its own
borders, might make it harder
to sneak into this country and,
once here, to stay indefinitely.
Let me see if I correctly understand
the thinking behind these protests.
Let’s say I break into your house.
Let’s say that when you discover
me in your house, you insist that I leave.
But I say, ‘No! I like it here.

It’s better than my house. I’ve made all
the beds and washed the
dishes and did the laundry
and swept the floors. I’ve
done all the things you don’t
like to do. I’m hard-working and honest
(except for when I broke into your house).

According to the protesters:

You are REQUIRED to let me stay in your house.
You are REQUIRED to feed me.
You are REQUIRED to add me to your family’s insurance plan.
You are REQUIRED to educate my kids.
You are REQUIRED to provide other benefits to me & to my family.
(My husband will do all of your yard work because he is also hard-working
and honest, except for that breaking in part.)

If you try to call the police or force me out,
I will call my friends who will picket your house carrying
signs that proclaim my RIGHT to be there.

It’s only fair, after all, because you have
a nicer house than I do, and I’m just
trying to better myself. I’m a hard-working
and honest person, except for well, you know,
I did break into your house
And what a deal it is for me!!!

I live in your house, contributing only a
fraction of the cost of my keep, and
there is nothing you can do about it
without being accused of cold,

Uncaring, selfish, prejudiced, and
bigoted behavior.

Oh yeah, I DEMAND that you learn
MY LANGUAGE so you can
communicate with me.

Why can’t people see how ridiculous
this is? Only in America .

If you agree, pass it on (in English).
Share it if you see the value of it.

If not blow it off….along with your future
Social Security funds, and a lot of other things.

Donna asks…

Somebody PLEASE answer. What can be done?

Brief background. Lost my youngest niece when she was in her mid 20’s to cancer. Hospitals didn’t want to help her because she had no insurance or money. Now, fast forward about 5 years later.

My oldest niece who is around 35 or 36 has been diagnosed with cancer as well. She has 3 young children. So far, the hospitals in the area have turned her away. What can I do to help her? How can I be her advocate? Who can I write, call, or otherwise beg to give her medical help? I can’t lose my other niece and I think my sister would just go over the deep end if she lost her only other daughter. I’m in Texas but I’m moving back to where they live. They live in Hot Springs, Arkansas. Any suggestions on where to go for help?
Thank you so much for any information you can offer.

Sarah Fields answers:

She can apply for Medi Cal for her medical problems. This is based on income level of the indigent. She can go to any medical clinic and ask for help .

You and her find might find the below sites helpful:

WEB RESULTSUniversity of Arkansas for Medical Sciences – Wikipedia, the free …
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Medical Home, Arkansas
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free medical

Arkansas Free Medical Clinics. Arkansas. Association of Charitable. Clinics, Inc. … Health care services for the underserved/indigent population of Arkansas, (b) … Medical Clinics.htm – Cached
Medical Corner Arkansas Spinal Care

BH Plaza Hotel: Baptist Health – Arkansas hospitals, medical care and …
Baptist Health serves Arkansas’ medical needs with hospitals and clinics … Free Shuttle. A free shuttle service is offered to and from BAPTIST HEALTH Medical Center … – Cached
Free Medical Clinics, Free Dental Clinics, Free Medical Help All over USA

Free Medical Clinic or Free Dental Clinic. Alabama. Alaska. Arizona. Arkansas. California … Salina Family Care Center. Wesley Church Health Center, Inc. THE …
Arkansas Health Care Jobs on
Free Resume Critique. Create Professional Online Profile. Job Alerts … Memorial Medical Center (3) Elmcroft – Senior Care,… (3) Mercer Transitions (3) … – 140k – Cached

Arkansas Nurse Jobs on
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Parenting in Arkansas Magazine | Resources | Arkansas Children’s Hospital

Arkansas Children’s Hospital, the only pediatric medical center in Arkansas, offers high quality health care to any child from birth to age 21. Located in Little … – Cached
SPONSOR RESULTSMedical Insurance – Arkansas (AR)
Visit us for Extensive, Economical Medical Insurance in Arkansas (AR)…

Free Medical Care – Free Quotes
Low Rates You Can Afford. Save More Money On Your Health Insurance.

Baxter Regional provides comprehensive, state-of-the-art diagnostic and therapeutic cancer care. … Educational classes, free cancer screenings, community … – 87k – Cached

Cancer Center of Excellence
CARTI is recognized in healthcare circles as a leader in quality cancer care. … Educational classes, free cancer screenings, community education programs and … – 83k – Cached

BreastCare provides free breast and cervical cancer screening, diagnosis, and … Barbara Hager. Toll Free. 1-877-670-CARE. Little Rock. 501-661-2942 … – Cached

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