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Health Insurance Quotes Nc Question & Answers

2013 September 10
by Sarah Fields

Robert asks…

Does anyone know of anywhere females can get a physical at lower cost? I lost my health insurance and need one?

I am located in NC, around Raleigh area?

Sarah Fields answers:

Here’s a long list of free Government help:

U.S. Department of Health and Human Services, health resources and services administration

Federally funded health centers care for you, even if you have no health insurance. You pay what you can afford, based on your income. Health Centers provide health and dental care to people of all ages, whether or not they have health insurance or the money to pay for health care.


Community Health Center Locator
Find community health centers, migrant health centers, public housing primary care projects and other sources of health care funded by the U.S. Department of Health and Human Services through this site. You can search by location, types of program and types of service.


Health Resources and Services Administration (HRSA) Information Center
The HRSA information center provides publications, resources and referrals on health care services for low-income, uninsured individuals and those with special health care needs via a comprehensive Web site or a toll-free number: 1-888-Ask-HRSA. More specifically, users will find detailed listings of facilities that provide free or reduced-cost health services, information on sites that provide comprehensive primary health care services for people living with HIV, listings of dental providers who provide care to people living with HIV, organ donor cards, etc.


Hill-Burton Free and Reduced Cost Care at Hospitals
Did you know that nursing homes and other facilities are required to provide a specific amount of free or below cost health care to people unable to pay? Eligibility is based on the size of your family and your income. You apply for Hill-Burton care at the facility where you were or will be treated.


Medicare: Extra Help for People With Limited Income
The Social Security Administration and the HHS Centers for Medicare & Medicaid Services (CMS) are working together to provide persons with limited income and resources extra help paying for their prescription drugs. A new Medicare Prescription Drug Program offers help with prescription drug costs. The new program gives you a choice of prescription plans that offer various types of coverage. You may be able to get extra help to pay for the premiums, annual deductible, and co-payments related to the new Medicare Prescription Drug Program – an average of $2,100 in extra help.


tons more at:


Here you can get quotes for private insurance:

more at:

Jenny asks…

what is a very reasonably priced health insurance that i can apply for. Im in NC and im 20 and living alone?

i really really need health insurance right now …and i dont know where i need to turn to. Im in NC if that helps any

Sarah Fields answers:

To find reasonably priced health insurance in North Carolina, you have a few options.

You could contact your friends and family members in the area and ask about their plan, and get the phone number of their health insurance agent.

You could check in the yellow pages under health insurance for an insurance agent that specializes in health insurance to compare plans and quotes.

Or, you could go to a health insurance quote provider online to request free quotes and plan comparisons. They can match you with professional agents in your area and offer multiple quotes for you to compare.

I recommend the two top-rated health insurance quote providers:

1) InsureMe – they give you up to five free health insurance quotes from top-rated health insurers nationwide. To Request a free, no obligation quote, Go to –

2) offers you side-by-side quote comparisons from a large network of health insurers across the country. EHealthinsurance has more than 900,000 clients in the U.S.

It’s important to understand any/all exclusions. Also, make sure you are aware of any Pre-existing condition exclusions. Compare rates at different deductible/Co-Pay levels. The Co-Pay is the amount you pay out-of-pocket for each claim you make.

Also, make sure you understand what is covered and how much coverage you have with the plan you select.

I hope that helps. Although most people pay their premium montly, because that’s what they can afford, if you pay annually or semi-annually, it may be less expensive.

Steven asks…

In NC I am looking for individual health and dental insurance. Any suggestions on some reliable, affordable?

companies? I just have no idea where to start and what is a good rate. Checked out BCBS of NC but it all looks like gibberish to me.

Sarah Fields answers:

You should call and ask and when they give you a quote ask them who they are basing this “great” deal off of..other than bcbs of nc i dont know of any other that an individual can get insurance from

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