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Health Insurance San Diego State University Question & Answers

2013 December 11
by Sarah Fields

William asks…

University in USA vs. Univesity in UK – for medicine?

I know it’s way cheaper in the UK (i am english)… but i want to make the most of my college experience.. i want to live in the US anyway, but would I be better off doing uni in the UK, then moving to the states once i’ve done a few years over here?

the thing is, if i meet someone in the UK, they might not want to move to the USA (as in boyfriend/husband) then i’d be stuck here, i’d probably have to compromise my dream.

also, american university sounds so much more interesting and fun, and as long as i come out a doctor at the end i’m not too bothered where i apply as long as it’s fun, and in Cali… so basically San Fran, UCLA or San Diego.. I just want to have fun at university as well as a good ecducation.

however, there’s the cost… i just worked out that if i went to UCLA (i’d like to go to california) i’d rack up about £200,000 in debt, and it’s only like £40,000 here… i have £20,000 in savings but that’s all. then again, doctors in america earn so much more so it would be payed off quite speedily… but there;s insurance i have to think about… health insurance, malpractise insurance..

i also think university over in the states is way longer, like 12 years in total whereas it’s only 5 years over here (not including the few years experience i’d probably have to get to get a job in the USA..

it;s always been my dream to live in the USA, i have close family out there so i wouldn’t be alone, if i couldn’t make it back to UK for x-mas then i could stay with them, and during holidays i could visit…. and i’m 16 but have been there about 7 times already and going again this august, and i know how much i love going there.

anyway, i’d just like some advice.. i plan to apply to 4 universities over here in the UK using UCAS… then a few in america and just see what happens… it’s a year and a half away but it’s a big decision… i plan on applying to oxford, if i got in i’d probably accept and go there, but it’s probably unlikely and would rather go to USA.

Sarah Fields answers:

Seems it would be more practical to do it all in one country.
I know people with docorate, law, medical, etc. Degrees from other countries and then had to start all over again when they came to the States ..
Something to consider and research: Will a degree from a US university be accepted in the UK / hold the same merit should you decide to go back there after you’re done?

Daniel asks…

Does progress mean being gullible?

I’m a little confused, so I hope the liberals can help me out here.
Like man-made global warming. I was a skeptic and was therefore told that I hate science and progress.
Well if you know anything about science, like quantum physics, which was “discovered” roughly 100 years ago, you know the debate is never over. So I don’t hate science.
And since after all the fudging of the data, as well as the fact that Mars is warming at a similar rate to Earth, it seems very likely that we’re warming due to solar variance.

Seems like some healthy skepticism kept us from being needlessly taxed….again.

Then I get told I hate progress because “45,000 die without health insurance.” Okay, if you stop being sheep and see what they did there, they never said “because…”
See, way more die WITH health insurance. In fact, here’s an interesting study:

“The possibility that no one risks death by going without health insurance may be startling, but some research supports it. Richard Kronick of the University of California at San Diego’s Department of Family and Preventive Medicine, an adviser to the Clinton administration, recently published the results of what may be the largest and most comprehensive analysis yet done of the effect of insurance on mortality. He used a sample of more than 600,000, and controlled not only for the standard factors, but for how long the subjects went without insurance, whether their disease was particularly amenable to early intervention, and even whether they lived in a mobile home. In test after test, he found no significantly elevated risk of death among the uninsured.”

See that? No elevated risk of death among the uninsured?

Do I want costs to be brought down? Of course. And the Republicans have a great plan to do so.

But am I denying progress because I’m not a sheep who believes everything I’m told, but instead thinks critically?

Sarah Fields answers:

Well, stated question with an answer (also well supported). Is the Health Care Bill, really a necessary evil, or just an evil attempt to make government more intrusive into everyones life? Would a person that is critically ill be better served by this health insurance, while/if they enjoy a better standard of life (able to enjoy life, not just be prolonged in life,. Some times we fail to see that we will not stop illness from happening. We will not improve a persons life, just, by prolonging it. We cannot help someone just by giving them insurance, we will hurt the greater amount by providing this health care to all.

Mary asks…

What field of neurology is more profitable?

I’m not sure if “field” is the right word, but I know that as far as getting a job as a neurologist, there are at least 2 directions I could take. Research, and… Something that I forget the name of.. But it would be working in a hospital, and with people… Y’know, prescribing them stuff..
I can imagine that the latter would entail a higher pay, but I’m also aware that I would probably need to buy a lot of insurance, to protect me from a malpractice suit. But I’m not really sure what I’m talking about.
While in the field of neurology, what are the fields that I can go into?
Which one one be the most profitable, and what are some things that I should know about them?

Thanks a lot.

Sarah Fields answers:

A neurological surgeon will often perform fusive spinal stenosis surgery.
Doctors who specialize in the field of neurology are in high demand as medical advances and new technologies create new treatments for a variety of brain, spinal and muscular function disorders. Physicians who enter this field can expect a high entry-level salary and opportunities for advancement within a public or private setting.

Neurology Specialty
A neurologist is a medical doctor or doctor of osteopathy who specializes in the treatment of nervous system disorders affecting the brain, spine or neck of a patient. A general practitioner might refer a patient to a licensed neurologist for problems with muscular function, speech facilities or memory. Patients who require diagnostic tests such as magnetic resonance imaging (MRI) or a computed axial tomography (CAT) scan will schedule with a neurologist in a clinical setting or see a resident neurologist if in a hospital facility.

Along with intellectual prowess, a prospective neurologist must be capable of working long, irregular hours in high-stress medical environments. Being on call is often a part of the neurologist’s job description. A neurologist must have an inherent desire to assist individuals with their well-being and health, and must be able to interact compassionately with patients who have potentially life-threatening conditions.

Education and Training
Entrance into any U.S. Medical school requires an above-average educational ranking (3.4 GPA). At some of the most prestigious schools, such as Harvard and University of California-San Diego, admitted students have GPAs averaging 3.8. Upon completing appropriate undergraduate study, a prospective neurologist attends four years of medical school to acquire a medical doctor (MD) or doctor of osteopathy (DO) degree. A doctor must complete at least three years of specialized neurological residency as well as at least one year of surgery or internal medicine internship before becoming a fully licensed neurologist.

Work Environment
Board-certified neurologists are found in hospitals and in public and private clinics, with trauma center hospitals having the most heavily staffed neurology departments. Neurologists are needed in some addiction assistance offices, pain clinic settings and sleep study research facilities. Some work in research to develop new treatments and better understanding of neurodevelopmental disabilities and neurophysiology.

In 2010, according to PayScale online salary tracking, entry-level neurologists earned average salaries ranging from $124,143 to $223,396 a year. Neurologists tend to garner higher salaries in private clinics rather than in state-run facilities, but must factor in self-employment tax responsibilities and self-provided insurance and benefits. The Bureau of Labor Statistics projects strong job growth for medical specialists between 2008 and 2018.

Read more: Job Description for Neurology |

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