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Individual Health Insurance Arizona Question & Answers

2014 January 16
by Sarah Fields

Steven asks…

How much do Private School Teachers make a year?

I have been trying to find out the average that private school teachers make in the US annually, particularly Southern Maine but haven’t had much luck. Can anyone help?
I am looking for SINCERE answers here. Thank you! Yes, I am looking at either Prep schools OR Church based schools. I want to know the stats. for both.

Sarah Fields answers:

HELLO!It depends on how long they have been there, I think it is like 40,000 for a new teacher 60,000 after 5 years, and it can get higher as you are there longer.
Teacher Salaries Remain Stagnant but Health Insurance Costs Soar
AFT Releases Annual State-by-State Teacher Salary Survey

— Go to individual state releases

Washington, D.C. – Teachers’ salaries have stayed relatively stagnant while teachers’ health care costs have jumped to all-time rates, making it difficult to attract and keep good teachers at a time when they are increasingly needed, according to the American Federation of Teachers’ annual state-by-state teachers salary released Thursday.

The 2002-03 average teacher salary was $45,771, up 3.3 percent from the previous year, according to the report. The 2002-03 average beginning teacher salary was $29,564, up 3.2 percent from the year before. The AFT estimates that the average beginning salary for the most recent school year, 2003-04, was $30,496. But while teacher salaries rose an average 3.3 percent, health insurance benefits spiked an average 13 percent, according to the Bureau of Labor Statistics.

“Exorbitant health insurance costs are taking an intolerable bite out of already inadequate teacher salaries. Even as teachers are being asked to do more, compensation packages are nothing short of insulting and fail to take account of growing health care and other out-of-pocket costs to teachers,” said AFT Secretary-Treasurer Edward J. McElroy.

Furthermore, the AFT noted, superintendents’ average salaries are as much as four times higher than teachers’ average pay, according to the Educational Research Service.

“States and school districts are crying poverty when it comes to teachers’ pay, yet somehow find money for extravagant administrator salaries. Strong leadership without a quality teaching force won’t improve education,” McElroy said.

Average teacher salaries. California had the nation’s highest average salary in 2002-03, at $55,693. States joining California in the top tier were Michigan, at $54,020; Connecticut, at $53,962; New Jersey, at $53,872; and the District of Columbia, at $53,194.

South Dakota had the lowest average salary in 2002-03, at $32,414. The other states in the bottom tier were Montana, at $35,754; Mississippi, at $35,135; North Dakota, at $33,869; and Oklahoma, at $33,277. Also in the lowest tier were the Virgin Islands, at $34,764; Guam at $34,738; and Puerto Rico, at $22,164.

Average beginning teacher salaries. Alaska had the highest average beginning salary in 2002-03, at $37,401. States joining Alaska in the top tier were New Jersey, at $35,673; District of Columbia, at $35,260; New York, at $35,259; and California, at $34,805.

Montana had the lowest average beginning salary in 2002-03, at $23,052. The other states in the bottom tier were Maine, at $24,631; South Dakota, at $24,311; North Dakota, at $23,591; and Arizona, at $23,548.

Sandra asks…

Does anyone knows, what companies support Arizona governor political campaign?

Also, what are their products. Thanks.

Sarah Fields answers:

One source for this information would be the link below. In this election cycle, most of the reporting is not yet, in, but the top four sources on the list for the incumbent so far are:
– Lawyers and Lobbyists, they sell influence and power
– Electric Utilities, they sell electricity
– Insurance [only health insurance so far], they manage risk and gamble
– and “Miscellaneous Business”, which, when followed traces mostly to individuals in the “Private Corrections” industry, states pay them to operate prisons — I wonder why they would be contributing?

Betty asks…

Why do so many people go for engineering degrees? Whats so special?

What type would benefit the most, and why?

Sarah Fields answers:

Engineers know how to problem solve. Employers are extremely attracted to such a skill. Because of this, you have an ability to attract all sorts of companies, not just technology and engineering firms.
If you are a computer engineer, information technology jobs in all sorts of arenas can be extremely appealing. You can be autonomous, working as your own department at places like nonprofits or financial or health agencies. People will depend on you and give you more credit, as you may be one of very few with technological knowledge, instead of one of many.
Engineers as Problem Solvers
“The ability to solve complex problems is very attractive to a variety of companies,” said Robin Hammond, director of Career Services at Ira A. Fulton School of Engineering, Arizona State University. She used the financial industry as an example:
“Companies in this sector are always trying to make internal processes more efficient and more effective. Engineers are rigorous problem solvers, highly analytical, and proficient in math and quantitative skills. These attributes are key competencies for such companies as American Express, Goldman Sachs and U-Haul, to name a few.”
“Those with engineering degrees are also highly recruited at universities because companies see these candidates as potentially great leaders,” Hammond said.
Engineers as Data Organizers
Because of the intense mathematical background required for engineers, many companies take a liking to them for their ability to read and organize data. Today, almost every company has lists and piles of numbers and information. Engineers can make sense of such information, providing an organization with great knowledge and insight.
Universities, the government, healthcare organizations, corporations, utilities, contractors and a multitude of other industries value such assets in their organizations.
No Limit to Jobs
Nowadays, good job opportunities are not always available in every industry. However, academics are encouraging students to go into engineering for the excellent job security because of the variety of ways engineers can work for companies.
Jim Turnquist, director of Career Services at Michigan Technological University notes how industries you wouldn’t think of, like investment and insurance firms, use engineers:
“Investment firms hire engineers to do research on potential investments and new products that could affect the stock market (for instance, alternative energy, mining, new manufacturing methods),” he said. “And insurance companies hire them to investigate accidents, fires, and other damages to facilities. Also, engineers may investigate a potential customer to evaluate their facilities to determine if they want to insure their operation.”
Although you may have an engineering degree, you must continue to develop your service and communication skills. You will still need to work with others, and even though jobs are available, organizations believe a well-rounded individual is still the best employee.

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