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Individual Health Insurance New Mexico Question & Answers

2013 November 7
by Sarah Fields

Michael asks…

Question to conservatives running a smear campaign against government health care?

Are you aware in Europe you don’t even have to set up appointments? All you have to do is walk in and sign your name. Everyone there pays their fair share to society. That’s how it should be in the civilized world.

It’s a shame you’re subjecting everyone sick and dying uninsured to this evil rhetoric.

Sarah Fields answers:

NHS Behind the Headlines –

http://www.nhs.uk/news/Pages/NewsIndex.aspx

There is a two week minimum wait from GP referral to see a cancer specialist, whilst all NHS Trusts must meet the 18 week maximum period for all treatments.

Http://news.bbc.co.uk/1/hi/uk_politics/8122798.stm

http://www.18weeks.nhs.uk/Content.aspx?path=/

You can also choose the hospital you are treated at including participating private hospitals under the NHS Choices Scheme.

Http://www.nhs.uk/choiceintheNHS/Yourchoices/hospitalchoice/Pages/Choosingahospital.aspx

The NHS also contracts out services to the private sector such as routine operations which are increasingly carried out by Independent Sector Treatment Centres (ISTC’s). This scheme has helped eradicate waiting times for operations such as hip replacements.

Http://www.barlboroughtreatmentcentre.nhs.uk/content/about_us

http://www.ramsayhealth.co.uk/essential_care/essential_care1.aspx

http://www.spirehealthcare.com/Patient-Information/NHS-Patients/

http://www.nuffieldhealth.com/Individuals/Hospitals/About-Our-Hospitals/Personal-loans/

http://www.uk-sh.co.uk/

http://www.bmihealthcare.co.uk/bmi/chooseandbook/gp

The NHS has also formed partnerships with the private sector such as Cancer Partners UK.

Http://www.cancerpartnersuk.org/

There are plenty of private hospitals to choose from in the UK, as well as world renowned centres of private practice such as London’s Harley Street and should we wish to have private treatment we have no reason to travel to the US.

Http://www.harleystreetmedical.com/thestreet.htm

http://www.thelondonclinic.co.uk/

http://www.theharleystreetclinic.com/

http://www.londonbridgehospital.com/

http://www.thewellingtonhospital.com/

As for Americans they are increasingly going to Mexico for medical treatment.

Http://www.newsweek.com/id/169827

http://www.americanchronicle.com/articles/view/83603

http://www.americanthinker.com/2009/07/welcome_to_mexico_gringos.html

http://www.articlesbase.com/medical-tourism-articles/american-patients-see-mexico-as-a-better-health-care-alternative-611754.html

Finally if the NHS is so bad why don’t we Brits all go private, the truth being most NHS hospitals are very good and according to the health care commision who inspect hospitals are on a par with private hospitals.

Http://www.guardian.co.uk/society/2006/oct/31/health.politics

As for private health insurance coverage it is actually in decline in the UK at the moment.

Http://www.telegraph.co.uk/health/healthnews/5100101/Recession-sees-first-fall-in-private-health-spending-in-20-years.html

Although that is probably not surprising giving the rising cost of cancer treatments and the refusal of private companies to meet the new costs. Still thats capitalism.

Medical insurers are cutting cancer cover, with many refusing to help those who need palliative care.

The changes come as increasing numbers of patients seek help paying for drugs that could prolong their lives.

As the costs of cancer treatments soar, insurers are looking at ways of containing costs. Only three – Bupa, PruHealth and Exeter Friendly Society – offer full cover for cancer, including palliative care, that is treatment designed to ease, not cure, symptoms.

Read more: http://www.dailymail.co.uk/money/article-1199689/Insurers-cut-cover-cancer-treatment-costs-soar.html#ixzz0NRwHqJVS

Steven asks…

What has Obama done exactly that makes him so much more “extreme” or different than other presidents?

This is for both liberals and conservatives. Liberals, how is Obama any different from Bush. We are still in debt, have wars over sees, Guantanamo is still open, etc. Conservatives, what has Obama done that is so extreme as to liken him to a socialist/communist?

Sarah Fields answers:

The “apple doesn’t fall far from the tree” he is a Socialist, mother was a socialist, grandparents Communist, his mother’s boyfriend, Frank Marshall was an avowed Communist.

Top 10 Obama anti-business, anti-job actions. President Obama loves to complain that he inherited an economic mess. That may be true, but his wrong-headed policies have only made matters worse, taking actions that hurt businesses and stunt job growth.

1. Obamacare costs: Obamacare will impose a new cost on many small businesses that currently do not provide health insurance for their employees and will pressure many to shift workers to part-time status to get below the measure’s “50-worker” loophole. It also means all companies will have to re-evaluate their health care coverage and make changes to come into compliance with federal guidelines or pay fines of up to $3,000 per worker. The Congressional Budget Office says the bill will lead to 800,000 fewer jobs by 2020.

2. Small business tax hikes:The expiration of the Bush tax cuts for individuals making over $200,000, or families making $250,000, will hit many small business owners, an increase that will hit as those same owners are still trying to dig out of the recession. Considering that small businesses are the main creator of jobs in the nation, every dollar taken from them in tax hikes is that many fewer dollars available for expanding employment.

3. EPA’s burdensome regulations:Regulations promulgated by the Environmental Protection Agency put a tremendous burden on businesses, making job creation more difficult. The agency’s rules on air quality standards are curtailing energy produced from coal-fired electrical plants, causing a rise in electricity prices and making scarce a major resource that is abundant in America.

4. Keystone XL Pipeline postponed:Even Obama’s union supporters expressed outrage over his decision to indefinitely postpone construction of the Keystone XL Pipeline, which would transport oil from Alberta, Canada, to the Gulf of Mexico. The president’s decision cost thousands of jobs and lost a possible source of energy from North America, as China was soon knocking on Canada’s door. But at least Obama’s Hollywood environmental backers were placated.

5. Boeing battle:When Boeing wanted to build a new $750 million assembly plant in South Carolina, creating thousand of jobs in the process, the National Labor Relations board stepped in, saying the move violated federal law because S.C. Is a right-to-work state.

6. Capital-gains ‘fairness’:When he was running for president in 2008, Obama said he would increase the capital gains rate, even if it meant bringing in less tax revenue for the government, out of the notion of “fairness.” He is still on the same quest as the expiration of the Bush tax cuts would increase the capital gains tax rate by 33 percent. This time “fairness” will likely mean hurting the middle class, as the hike looms in January as part of the so-called taxmaggedon that could tip the economy back into a recession.

7. Off-shore drilling moratorium:After the BP oil spill in 2010, Obama placed a moratorium on deep-water drilling, devastating the off-shore oil and gas industry in the gulf coast states. While Obama seems to constantly throw up road blocks that inhibit development of U.S. Energy resources—including slowing the permit process for new oil drilling sites—after his moratorium, he gave assistance to off-shore drilling efforts in Brazil, creating jobs there, not here

8. Dodd-Frank ‘financial reform’:By signing the Dodd-Frank financial “reform” measure into law, Obama placed yet another heavy cost on the business community. Passed in 2010 without a single Republican vote in the House, the measure mandates, among many requirements, an enormous paperwork burden that will mainly help employ accountants and lawyers. Interesting that the politicians with their names attached to this bill did as much as any to protect and encourage Fannie Mae’s contribution to the 2008 financial meltdown.

9. Anti-business rhetoric:Obama’s “You-didn’t-build-that” mentality diminishes the accomplishments of business entrepreneurs while exalting the role of government. His class-warfare political strategy includes demonizing Wall Street, insurance companies, bankers, pharmaceuticals, Big Oil, and “millionaires and billionaires.”

10. Business climate uncertainty:U.S. Companies are sitting on trillions of dollars of cash but are not spending it to expand business or hire new workers because of the uncertainty about what government is going to do next. With tax hikes looming, along with rising health care costs associated with Obamacare, and the constant strangulation by bureaucratic red tape, corporations are in a waiting mode before opening their spigot of cash—waiting until we get a new president.

Gatita

Degree in History (focus Jewish studies) and Spanish, New Mexico State U. 1990

Robert asks…

Why does the W H O and F C O advice on travel to Mexico conflict.?

The WHO states that “WHO is not recommending travel restrictions related to the outbreak of the influenza A(H1N1) virus. Today, international travel moves rapidly, with large numbers of individuals visiting various parts of the world. Limiting travel and imposing travel restrictions would have very little effect on stopping the virus from spreading, but would be highly disruptive to the global community. ”
AND yet the FCO are advising all but essential travel to Mexico .
It doesn’t make sence as im sure the FCO take there information from the WHO!

Sarah Fields answers:

The remit of the two organisations is subtly difference. The World Health Organisation is responsible for health strategy and policy within the UN. The FCO is responsible the interests of the UK and its citizens.

Additionally, the two organisations being different, they will have their own perspective on the situation.

This will occasionally result in the conclusions and advice given being different. You need to listen to the advice of the FCO for insurance purposes – your insurance company will not pay out if you are travelling contradictory to FCO advice.

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